Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Keep More Income

Crunching the Numbers

Kiplinger’s Personal Finance

STATE TAXES ARE GOING DOWN • Lawmakers are cutting income, sales and property taxes to return budget surpluses to residents.

IN SEARCH OF RELIEF AT THE PUMP • Even when oil prices decline, gas prices remain high, so it pays to shop around.

A NEW Rx FOR CREDIT REPORTS • Medical debts that went to collection and were later paid off may no longer damage consumers’ credit scores.

CALENDAR 07/2022

MEDICARE ADVANTAGE DISADVANTAGES

BITCOIN MAY BE COMING TO YOUR 401(K)

TURBOTAX AGREES TO $141 MILLION SETTLEMENT

HOW TO INVEST NOW • Much hinges on whether the Fed can guide the economy to a soft landing.

Forget Fads, Focus on Value in the Second Half

Build Up Your Defenses • These alternative-strategy funds can offer some shelter from stock and bond market turmoil.

A Different Shade of Green • This fund offers an approach to sustainable investing that includes—wait for it—oil and gas companies.

Finding Values in a Volatile Market

Low-Volatility Funds Pay Off

How Many Stocks Should You Own?

Shopping in the Bargain Bin • This fund invests in stocks in the communications services sector, which have been drastically marked down.

Why This Tech Fund Faltered

What You Need to Know About CRYPTO • Even if you’re not ready to invest in cryptocurrencies, it’s important to understand the role they play in modern finance.

A Digital Dollar Could Be Coming

Watch Out for Crypto Cons

A Guide to Money and Divorce

Should You Pay Up to Pay Cash? • Some firms help home buyers make all-cash offers on homes. Weigh the fees before you sign on.

Why Cash Is So Attractive

USING A CREDIT CARD TRAVEL PORTAL

Locking in Income From Your 401(k) • More plans are offering annuities that could provide income in retirement. Here’s what you need to know.

The Payout

An Annuities Roster • Here are some varieties of annuities that may be offered by your 401(k) plan:

How to Decipher Mutual Fund Returns • A guide to the many ways these popular investments measure their performance.

HSAs Make Health Care More Affordable • Tax-advantaged health savings accounts allow you to save for a broad range of short-term and long-term medical expenses.

When Buying a Home Doesn’t Pay

DEALS DEALS DEALS • Inflation is eroding your household’s purchasing power, and the stock market’s dips aren’t making you feel any wealthier. From investments on sale to rewards cards that give you cash back every time you buy gas, these deals and discounts will help bolster your bottom line.

BARGAIN SHOPPING FOR STOCKS

FREE-LUNCH FUNDS

A RISING-RATE PLAY

BAG A CREDIT CARD BONUS

TECH DEALS • Louis Ramirez, deals editor at Tom’s Guide, says you should be able to get a great deal on certain tech items this summer as back-to-school sales crank up.

GET INSTANT DISCOUNTS

SAVE ON STREAMING

BARGAIN WIRELESS PLANS

ROCK THE PREOWNED LOOK

SUBSCRIBE TO SOLAR POWER

BUY TECH YOU CAN REPAIR

BOOK LAST-MINUTE LODGING

HOME WORKOUT DEALS

EARN NEARLY 10%, SAFELY

FEE-FREE PLACES FOR SAVINGS

The Golden Age of Cinema Endures • About...