Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Kiplinger.com

Places to Retire • Your reader poll featured in the August issue lists climate/weather as the top category for selecting a retirement location (“Seven Standout Places to Retire”). However, you make no mention of typical year-round temperatures. For example, Visalia, Calif., may be affordable, but summers there can be oppressively hot—often exceeding 100 degrees. Additionally, winter temperatures in Connecticut generally drop below freezing, so retirees considering a move to Middletown would need to be prepared for cold weather.

Advice for Retirees

Kiplinger’s Personal Finance

THE CLIMATE BILL AND YOUR MONEY • Seniors will pay less for prescription drugs, and tax breaks could boost sales of electric vehicles.

A GIFT THAT KEEPS ON GIVING • A donor-advised fund is a tax-efficient investment that can make a difference.

THE LOWDOWN ON I BONDS • Inflation has made Series I savings bonds enormously popular with risk-averse investors. Here are some answers to your questions.

CALENDAR 10/2022

RANKING THE ONLINE BROKERS • Use our survey to compare investment offerings, tools, apps, advice and more to find the best broker for you.

PACKING A (SMALLER) PUNCH

THE BEST BROKER FOR YOU

How to Play a Shifting Economy • These companies stand to gain as businesses move operations closer to home and focus on productivity.

Promising New ETFs • These two sustainable funds target ocean health and green-energy commodities.

Big Tech Is a Big Bargain Now

Find Safety in Consumer Staples

Bonds Surprise With a Summer Rally

Stick With This Health Care Fund

This Fund Is Down But Not Out • Its focus is currently on large Europe-based multinationals.

FAST FINANCIAL FIXES • We know you’re busy. And you probably have a list of financial tasks you’ve been meaning to get to, if only you had some extra time. To give you a nudge, we compiled 31 tasks that, once accomplished, will make your financial life easier. We’ve also estimated the time you’ll spend on them, from 15 minutes to one hour. Ready, set … go!

15 MINUTES

30 MINUTES

Quick Ways to Raise Cash

1 HOUR

How to Shop for a Low Mortgage Rate • Rates are higher this year, but you can still find an affordable loan.

MONITOR YOUR REPORTS FOR FREE

PROTECT YOUR RETIREMENT INCOME FROM INFLATION • Costs are rising, and the market is bearish, but that doesn’t have to jeopardize your long-term security.

Plan for Medical Expenses

A Questionable Snapshot of Future Income

Retirees Are Worried About Money • Concerns about recession, inflation and health care costs weigh on retirees and near retirees.

Regrets? Retirees Have a Few

Recession Indicators to Keep an Eye On • While Wall Street debates the health of the economy, we tell you what the current downturn means for the market.

What to Do With a Windfall

Travel Insurance 101 • The pandemic and summer flight delays have increased sales of travel policies. Here’s what you need to know before you buy.

HOW TO WHACK PESKY FEES • Here’s how to spot annoying add-on charges—and how to avoid them.

MAKE THE MOST OF CREDIT CARD BENEFITS

Sanctuary for a Complex Breed • A dog lover uses her property to give abandoned senior border collies a home and...