Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

Figure out your next move. • Profit in your business and investments. Get concise weekly forecasts on business, the economy, and more.

Kiplinger.COM

Letters

Strategies for Charitable Giving

Gauging the Social Media Gurus

Kiplinger's Personal Finance

NEW SAFEGUARDS FOR IRA ROLLOVERS? • A Biden administration proposal would require financial institutions to act in your best interest when reinvesting your 401(k) plan.

HOW IDENTITY THIEVES ARE EXPLOITING YOUR TRUST • Con artists are disguising themselves as well-known brands to steal your money and personal information.

CONSUMER DEBT IS UP, AND SO ARE CREDIT SCORES • Credit scores reached a record high in 2023, but the trend may not last.

FEBRUARY 2024

Remembering Berkshire Hathaway’s Charlie Munger

DEAL OF THE MONTH:

PROTECT YOURSELF AGAINST PAYMENT SCAMS • INFORMATION ABOUT THE MARKETS AND YOUR MONEY

IBM Says Goodbye to the 401(k) Match

NEW TAX BRACKETS FOR 2024

Changes May Come to Real Estate Commissions

SHOULD YOU TAKE FINANCIAL ADVICE FROM A FINFLUENCER? • Social media stars can make finance fun and deliver helpful info. But be careful about who you trust.

WATCH OUT FOR RED FLAGS • Keep scrolling if you see these warning signs.

FUNDS TO HELP YOU TAP YOUR NEST EGG • New options aim to engineer a steady payout for retirees.

Searching for the Next Big Thing • ARK Invest’s Cathie Wood talks robotaxis, crypto, AI and more.

Where to Invest Now: Texas

SMALL CAPS: READY TO RALLY?

Don’t Call These Bonds “Junk”

STICKING WITH FINANCIALS

Expecting a Healthier 2024 • Lagging health care stocks could see a boost in earnings.

Smart Borrowing in an Era of Higher Interest Rates • There are strategies you can use to lower the cost of new and outstanding debts.

The Risks of Borrowing Against Your Home

How to Use Leftover 529 Funds

Find the Right Budgeting App • Mint is closing up shop. Luckily, you have alternatives.

The Benefits of a Credit Freeze

OVERCOME RETIREMENT OBSTACLES • Most likely, you’ll encounter setbacks on your journey. But with careful planning, you can surmount them.

The Ultimate Retirement Disrupter?

Plan for Your Own Elder Care

MAKE THE MOST OF YOUR SWEEP ACCOUNT • Money that’s waiting to be invested can still earn a decent yield.

Say I Love You With a Money Date • To nurture a lasting bond with your partner, meet regularly to talk about money.

A HEAD START FOR SAVERS • The Saver’s Credit is designed to help low- and middle-income taxpayers contribute to a retirement account.

CUT THE COST OF YOUR WIRELESS BILL • AT&T, T-Mobile and Verizon dominate the market, but smaller outfits offer similar network coverage at lower prices.

Tips for Switching Carriers

The Best Smartphones • TechRadar.com has performed wide-ranging reviews of smartphones that were recently available on the market, and these devices earned top ratings.

MAKING HOME ENERGY MORE AFFORDABLE • Households in need can get energy-efficiency upgrades, help with utility bills and more from this nonprofit.