Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

A Long Retirement

No Place Like Home

Kiplinger's Personal Finance

BUMPING INTO THE DEBT CEILING • As the standoff over raising the U.S. borrowing limit plays out, here’s what to expect.

How to Position Your Portfolio

SPRING CLEANING? DONATE THE RIGHT ITEMS • There’s demand for good-quality clothes, as well as jewelry, housewares and electronics.

A NEW OPTION FOR JOB CHANGERS • Small retirement-plan balances will be automatically rolled over to your new employer’s plan.

CALENDAR

WHAT’S ON SHAREHOLDER AGENDAS

PRESCRIPTIONS, A CLICK AWAY

THREE NEW STOCKS JOIN THE RANKS OF THE DIVIDEND ARISTOCRATS

MILLION-DOLLAR CITIES FOR RETIREES

U.S. POPULATION GROWTH: STILL SLOW

TIME TO EXPLORE INVESTMENTS ABROAD • Use our international picks to broaden the reach of your portfolio.

Funds Aimed at ESG Skeptics • A new crop of ETFs seeks to offer an alternative to investments that focus on environmental, social and corporate governance issues.

Our Picks Shine in a Challenging Market

An Insurance Policy for Investors

High Yields From High-Rate Lenders

Real Estate: Turning the Corner • Following a brutal 2022, funds see value in select markets.

Bet on Bonds With This Fund

This Growth Fund Pulls Out a Win

HOME PRICES SETTLE DOWN • After three years of big increases, expect average prices to be flat in 2023. For buyers and sellers, this market is a mixed bag.

Where Mortgage Rates Are Headed

Home Sale Prices in the 50 Largest Metro Areas

Top 10 Markets in 2023

Turn Home Equity Into Income in Retirement • A reverse mortgage allows you to tap the increase in your home’s value without selling.

Caveats Before You Apply

Cash In on Your Home Equity • A home equity line of credit or loan can help you fund home renovations or refinance high-rate debt, but consider other uses, too.

The Nuts and Bolts of a HELOC

How to Help Your Children Buy a Home • Options range from family loans to outright gifts.

Less-Attractive Options

THE BEST 0% CREDIT CARD OFFERS

NAVIGATE THE NEW RULES • SECURE Act 2.0 could provide the impetus you need to save more for retirement—and help you make your money last after you stop working.

More Penalty-Free Withdrawals

More Options for People With Disabilities

Keys to a Satisfying Retirement

How Much Stock Can You Put in These Truisms? • A closer look at these rules of thumb reveals important nuances.

The Best Rewards Credit Cards for You • Whether you crave cash back on everyday spending, or miles or points to put toward your next vacation, one of these cards will fit your needs.

The Best Dedicated Airline and Hotel Cards

Got a Complaint? Call In a Pro • As a journalist, he discovered a knack for helping consumers. Then he scaled up.