Kiplinger's Personal Finance

Written to help you do a better job of managing your personal and family financial affairs and to help you get more for your money. You get ideas on saving, investing, cutting taxes, making major purchases, advancing your career, buying a home, paying for education, health care and travel, plus much, much more. Special issues cover the latest information about car buying (December) and Mutual Funds (March and September).

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Retiree State Taxes

Saving Social Security

Kiplinger's Personal Finance

HOLDING DOWN RETIREE DRUG COSTS • Legislation enacted in 2022 could eventually reduce overall prescription drug prices, too.

RECESSION FORECAST: BRIEF AND MILD • The economy may already be in a downturn, but the jobs market will remain strong.

EXPECTING A BIG TAX REFUND? DON’T SPEND THE MONEY YET • Many taxpayers will receive a smaller check from the IRS in 2023.

CALENDAR MAY 2023

FIGHTING BACK AGAINST JUNK FEES • INFORMATION ABOUT THE MARKETS AND YOUR MONEY.

NEW SUVs ELIGIBLE FOR THE EV TAX CREDIT

YOU’LL PAY MORE FOR A BABYSITTER

Give Your Portfolio a Spring Cleaning • As the market evolves with the economy, it’s time to reevaluate and reorganize your investments. Consider our favorite actively managed funds.

Create the Best Mix to Reach Your Goals • Use the models below as a starting point for your own portfolio, tweaking it in places to be more aggressive or more conservative according to your risk tolerance.

Our Updated List • Performance matters, but so do fees. Here’s everything you need to know about our recommended actively managed no-load funds.

Berkshire’s Buys and (Mostly) Sells • Warren Buffett seems to have soured on financial stocks and semiconductors.

Our Picks Rebound With the Market’s Turnaround • Recoveries in tech and alternative energy bode well for some of our environmental, social and governance standouts.

Value Investing Is Back

Invest in the Metaverse?

Time to Consider Foreign Bonds

GOOD NEWS ABOUT PAYING FOR COLLEGE • Tuition hikes are slowing as schools brace for declining enrollment. But college is still a major investment. Here’s how to prepare no matter your child’s age.

SAVED TOO MUCH IN YOUR 529? YOU HAVE OPTIONS

As Birth Rates Decline, Students Get a Leg Up • Decreasing enrollments pose challenges for colleges, but students may gain leverage as schools compete for them.

HELPING GRANDKIDS MAY GET EASIER

How to Save Your Way to a Million

A SALVO AGAINST CREDIT CARD FEES

Guiding You to a Secure Retirement • Use the redesigned Social Security statement to maximize your benefits.

A Social Security Glossary

What You Need to Know About Indexes • There are millions out there. But these seven cover much of the investing landscape.

How Much I’m Saving in My 401(k)

How to Drive Down the Cost of an Auto Loan • For starters, stand firm on how much you can afford to spend.

HOW TO DEAL WITH TURBULENT TRAVEL • When your flight is canceled or there’s no rental car for you, know the rules and your rights.

A BILL OF RIGHTS FOR AIRLINE PASSENGERS

BOOKING WITH A THIRD PARTY

A Helping Hand for Start-Ups • After a successful career as a corporate executive, he volunteers as a mentor for entrepreneurs.